uncleflo
Registered since September 28th, 2017
Has a total of 4281 bookmarks.
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Bokio - Free accounting software for small businesses
Saved by uncleflo on February 13th, 2022.
Record transactions, get paid, see reports and manage your finances in one intuitive software. Record transactions from your bank and see reports with our automated software. Create and send invoices on the go, and get notified if they are overdue. Be MTD compliant. Submit your automated VAT Return to HMRC in just a few clicks. Automated reports help you keep up to date with your business finances. No limitations for directors payroll. Coming early 2022, set invoices to repeat as often as you want.
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Mastercard to raise fees by at least 400% for EU firms selling to UK customers | Credit cards | The Guardian
Saved by uncleflo on January 16th, 2022.
Change from October could lead to higher prices for those paying with UK-issued cards Mastercard is to increase the fees EU firms face to take payments from online shoppers from the UK by at least 400%, in a move that could mean higher prices for consumers. When a credit or debit card is used, a percentage of the purchase price is paid by the retailer to the bank that issued it as an interchange fee, which is set by a payments firm. Mastercard’s interchange fee is currently 0.3% on credit card payments and 0.2% on debit card payments but it has told EU firms that these will increase to 1.5% and 1.15% respectively from 15 October. The Financial Times, which first reported the change, said the rise would benefit banks and card providers, rather than Mastercard.
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NatWest to convert all debit cards to Mastercard
Saved by uncleflo on January 16th, 2022.
NatWest is to convert all of its debit cards to Mastercard, giving the card scheme a massive leg-up in its efforts to break the UK dominance of rival Visa. While this conversion may "give the card scheme a massive leg-up in its efforts to break the UK dominance of rival Visa", it does little to improve competion or result in lower card acceptance costs for merchants. While the interchange fee regulation caps fees at 0.2% for debit cards, the Mastercard card scheme fees are significantly higher than those of Visa so will result in much higher costs for merchants - and ultimately consumers. This is not good news. Also, as the interchange fees are capped, there is little incentive for card issuers to switch brands as their income remains the same - unless a 'behind the scene' deal has been done to sweeten the deal - which would (in effect) be contrary to the anti-circumvention clause of the IFR.
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Account Options
Saved by uncleflo on July 19th, 2016.
A credit card deposit is required to the full replacement value of the equipment being hired and payment for the rental fee on return of the goods. You are required to submit Photo ID such as a current passport or drivers licence and 2 recent proofs of address (no older than 2 months old) which will be security checked. It is best to email this in advance and bring the originals along to your first collection.
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Visa prepaid
Saved by uncleflo on March 14th, 2012.
As its name suggests, a Visa prepaid card is a type of Visa card that is pre-loaded with funds. Instead of being linked to a bank account (like a Visa debit card), or providing a line of credit (like a Visa credit card), the amount you can spend is limited by the value that’s been pre-loaded onto the card. Visa prepaid cards look just like normal credit or debit cards, carrying all the same features (such as the card number, expiry date and security code).
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