uncleflo
Registered since September 28th, 2017
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How Do Interest Rates Work? | Financial Literacy | Investment U
Saved by uncleflo on September 23rd, 2022.
If you’re buying your first home or getting ready to invest in securities for the first time, you probably have a lot of questions. The first and most important should be, “How do interest rates work?” This is an invaluable first question to ask because it’ll govern how you look at your investment – whether you’re a borrower taking on new debt or an investor calculating ROI. The fact is interest rates are the defining variables that control investments. Even more important than time, interest rates dictate what you can expect to gain from an equity or owe in debt. But they’re not just numbers – they have meaning and purpose. Understanding how interest rates work is your secret to maximizing your choices when it comes to investing. Here’s what you should know about this all-important governing factor. An interest rate is a percentage of a principal value that’s owed in regular intervals over the term of an investment. It’s the cost of borrowing money. Or, if you’re the creditor, it’s your rate of return. An interest rate is what makes lending money lucrative, and it’s a way of determining the cost of borrowing before you decide to take a loan. Here’s a simple example:
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Setting Up Your Own Airstrip - FlyingLessons.co.uk - UK
Saved by uncleflo on January 31st, 2019.
In addition to the UK’s civil and military aerodromes, there are hundreds of smaller, grass airfields set up by private individuals (termed ‘farm strips’). If you own suitable land, it’s possible to set up your own – of course, planning restrictions and practical considerations apply. We outline some of them here. Naturally, we suggest you obtain professional advice before flying from your land – however, if you do own a suitable portion of real estate, you can operate your aircraft from it for up to 28 days per year without planning permission, providing it’s safe to do. If the usage exceeds that, then you’ll need to apply to your Local Authority for change of use permission. Airfields operating under the 28 day rule are classified as ‘unlicensed fields’. This isn’t to say they’re illegal, but rather that they haven’t been subject to a Civil Aviation Authority survey; which quantifies and assesses approach obstacles, runway surfaces & length, and so forth. Your farm strips is therefore likely to be more challenging to fly in and out of – but, as most farm strip flyers will tell you, therein lies the challenge!
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